FTMO vs FundingPips
Published rules side by side, from each firm's own pages. No verdict: which rules suit you depends on how you trade.
FTMO rules as of FundingPips rules as of How we source this
| Rule | FTMO | FundingPips |
|---|---|---|
| Plans | 3: 2-Step Challenge, 1-Step Challenge, Instant Account | 7: 2 Step Standard (5% daily), 2 Step Standard (3% daily), 2 Step Flex, 1 Step Flex (3% daily), 1 Step Flex (2% daily), 2 Step Pro, Zero (instant) |
| Evaluation types | 1-step, 2-step, Instant | 1-step, 2-step, Instant |
| Daily loss limit | 3%–5% | 2%–5% |
| Breaching the daily limit | Fails the account | Fails the account |
| Max drawdown | 10% | 5%–12% |
| Drawdown types | Static, Trailing, End-of-day trailing | Static, Trailing |
| Profit targets | 2-step: 10% + 5%; 1-step: 10%; Instant: none | 2-step: 8% + 5% or 10% + 8% or 6% + 6%; 1-step: 12%; Instant: none |
| Account sizes | 5K–200K | 5K–200K |
| Fees (list price) | €79–€2,999 | $29–$919 |
| Profit split | 90% | 80% |
| Forex leverage | 1:100 | 1:100 |
| Forex commission | $5 per lot (side not stated) | $5 per lot (side not stated) |
| Platforms | MT4, MT5, cTrader, TradingView | MT5, cTrader, Match-Trader |
| Account currencies | USD, EUR, GBP | USD |
| News trading | No rule recorded on 3 (of 3 plans) | Restricted on 1, allowed on 5, no rule recorded on 1 (of 7 plans) |
| Consistency rule | On 2 of 3 plans | On 2 of 7 plans |
| Rules checked | 30 Oct 2026 | 30 Oct 2026 |
Ranges cover every plan each firm offers. Fees are list prices in each firm's own currency, before promotions. Rows where both firms match are shaded.
What's different
- FTMO has plans with a end-of-day trailing max drawdown; FundingPips has none on this site.
- MT4, TradingView are available at FTMO but not FundingPips.
- Match-Trader is available at FundingPips but not FTMO.
- FTMO publishes fees in EUR, FundingPips in USD.
What's the same
- Both have plans with a static max drawdown.
- Both have plans with a trailing max drawdown.
- Every plan at both firms has a daily loss limit.
- Both offer 1-step evaluations, 2-step evaluations and instant accounts.
- Both support MT5, cTrader.
At a 100,000 account
Every plan at both firms that offers a 100,000 account, with the limits worked out at the starting balance.
| Firm | Plan | Daily loss | Max drawdown | Profit target | Fee |
|---|---|---|---|---|---|
| FTMO | 2-Step Challenge | $5,000 (5%) | $10,000 (10%) static | 10% + 5% | €540 |
| FTMO | 1-Step Challenge | $3,000 (3%) | $10,000 (10%) end-of-day trailing | 10% | €499 |
| FTMO | Instant Account | $3,000 (3%) | $10,000 (10%) trailing | None | €2,999 |
| FundingPips | 2 Step Standard (5% daily) | $5,000 (5%) | $10,000 (10%) static | 8% + 5% | $652 |
| FundingPips | 2 Step Standard (3% daily) | $3,000 (3%) | $10,000 (10%) static | 8% + 5% | $544 |
| FundingPips | 2 Step Flex | $4,000 (4%) | $12,000 (12%) static | 10% + 8% | $555 |
| FundingPips | 1 Step Flex (3% daily) | $3,000 (3%) | $12,000 (12%) static | 12% | $666 |
| FundingPips | 1 Step Flex (2% daily) | $2,000 (2%) | $12,000 (12%) static | 12% | $529 |
| FundingPips | 2 Step Pro | $3,000 (3%) | $6,000 (6%) static | 6% + 6% | $466 |
| FundingPips | Zero (instant) | $3,000 (3%) | $5,000 (5%) trailing | None | $444 |
Amounts in each firm's first account currency. Daily limits based on the day's starting value move with your balance; the methodology explains each type.
Check a trade against either firm
The calculator applies each plan's exact daily loss and drawdown rules to your account: FTMO in the calculator · FundingPips in the calculator.
FTMO vs FundingPips: common questions
- What is the difference between FTMO and FundingPips's daily loss limit?
- FTMO: 2-Step Challenge 5%; 1-Step Challenge 3%; Instant Account 3%. FundingPips: 2 Step Standard (5% daily) 5%; 2 Step Standard (3% daily) 3%; 2 Step Flex 4%; 1 Step Flex (3% daily) 3%; 1 Step Flex (2% daily) 2%; 2 Step Pro 3%; Zero (instant) 3%. Rules checked 30 Oct 2026 (FTMO) and 30 Oct 2026 (FundingPips) from each firm's own pages.
- Do FTMO and FundingPips use a static or trailing drawdown?
- FTMO: 2-Step Challenge 10% static; 1-Step Challenge 10% end-of-day trailing; Instant Account 10% trailing. FundingPips: 2 Step Standard (5% daily) 10% static; 2 Step Standard (3% daily) 10% static; 2 Step Flex 12% static; 1 Step Flex (3% daily) 12% static; 1 Step Flex (2% daily) 12% static; 2 Step Pro 6% static; Zero (instant) 5% trailing. Rules checked 30 Oct 2026 (FTMO) and 30 Oct 2026 (FundingPips) from each firm's own pages.
- How do FTMO and FundingPips's profit targets compare?
- FTMO: 2-step: 10% + 5%; 1-step: 10%; Instant: none. FundingPips: 2-step: 8% + 5% or 10% + 8% or 6% + 6%; 1-step: 12%; Instant: none. Rules checked 30 Oct 2026 (FTMO) and 30 Oct 2026 (FundingPips) from each firm's own pages.
- Which platforms do FTMO and FundingPips support?
- FTMO: MT4, MT5, cTrader, TradingView. FundingPips: MT5, cTrader, Match-Trader. Rules checked 30 Oct 2026 (FTMO) and 30 Oct 2026 (FundingPips) from each firm's own pages.
- What account sizes and fees do FTMO and FundingPips have?
- FTMO: 5K–200K accounts, list fees €79–€2,999. FundingPips: 5K–200K accounts, list fees $29–$919. Promotions change fees. Rules checked 30 Oct 2026 (FTMO) and 30 Oct 2026 (FundingPips) from each firm's own pages.
Other comparisons
FTMO vs
Rules as of 30 Oct 2026. Firms change their rules; each firm page lists its sources and anything we couldn't verify. Check the firm's current rules before buying a challenge.