FundingPips vs FXIFY
Published rules side by side, from each firm's own pages. No verdict: which rules suit you depends on how you trade.
FundingPips rules as of FXIFY rules as of How we source this
| Rule | FundingPips | FXIFY |
|---|---|---|
| Plans | 7: 2 Step Standard (5% daily), 2 Step Standard (3% daily), 2 Step Flex, 1 Step Flex (3% daily), 1 Step Flex (2% daily), 2 Step Pro, Zero (instant) | 8: One Phase, Two Phase Classic (static), Two Phase Standard (trailing), Two Phase Pro (static), Three Phase, Instant Funding, Instant Funding Lite, Lightning Challenge |
| Evaluation types | 1-step, 2-step, Instant | 1-step, 2-step, 3-step, Instant |
| Daily loss limit | 2%–5% | 3%–8% |
| Breaching the daily limit | Fails the account | Fails the account |
| Max drawdown | 5%–12% | 4%–10% |
| Drawdown types | Static, Trailing | Static, Trailing |
| Profit targets | 2-step: 8% + 5% or 10% + 8% or 6% + 6%; 1-step: 12%; Instant: none | 1-step: 10% or 5%; 2-step: 5% + 10% or 10% + 5% or 4% + 8%; 3-step: 5% + 5% + 5%; Instant: none |
| Account sizes | 5K–200K | 1K–400K |
| Fees (list price) | $29–$919 | $19–$4,249 |
| Profit split | 80% | — |
| Forex leverage | 1:100 | 1:30 |
| Forex commission | $5 per lot (side not stated) | — |
| Platforms | MT5, cTrader, Match-Trader | MT5, DXtrade, TradingView |
| Account currencies | USD | USD |
| News trading | Restricted on 1, allowed on 5, no rule recorded on 1 (of 7 plans) | No rule recorded on 8 (of 8 plans) |
| Consistency rule | On 2 of 7 plans | On 3 of 8 plans |
| Rules checked | 30 Oct 2026 | 30 Oct 2026 |
Ranges cover every plan each firm offers. Fees are list prices in each firm's own currency, before promotions. Rows where both firms match are shaded.
What's different
- FXIFY offers 3-step evaluations; FundingPips has none on this site.
- cTrader, Match-Trader are available at FundingPips but not FXIFY.
- DXtrade, TradingView are available at FXIFY but not FundingPips.
What's the same
- Both have plans with a static max drawdown.
- Both have plans with a trailing max drawdown.
- Every plan at both firms has a daily loss limit.
- Both offer 1-step evaluations, 2-step evaluations and instant accounts.
- Both support MT5.
At a 100,000 account
Every plan at both firms that offers a 100,000 account, with the limits worked out at the starting balance.
| Firm | Plan | Daily loss | Max drawdown | Profit target | Fee |
|---|---|---|---|---|---|
| FundingPips | 2 Step Standard (5% daily) | $5,000 (5%) | $10,000 (10%) static | 8% + 5% | $652 |
| FundingPips | 2 Step Standard (3% daily) | $3,000 (3%) | $10,000 (10%) static | 8% + 5% | $544 |
| FundingPips | 2 Step Flex | $4,000 (4%) | $12,000 (12%) static | 10% + 8% | $555 |
| FundingPips | 1 Step Flex (3% daily) | $3,000 (3%) | $12,000 (12%) static | 12% | $666 |
| FundingPips | 1 Step Flex (2% daily) | $2,000 (2%) | $12,000 (12%) static | 12% | $529 |
| FundingPips | 2 Step Pro | $3,000 (3%) | $6,000 (6%) static | 6% + 6% | $466 |
| FundingPips | Zero (instant) | $3,000 (3%) | $5,000 (5%) trailing | None | $444 |
| FXIFY | One Phase | $3,000 (3%) | $6,000 (6%) trailing | 10% | $549 |
| FXIFY | Two Phase Classic (static) | $4,000 (4%) | $10,000 (10%) static | 5% + 10% | $549 |
| FXIFY | Two Phase Standard (trailing) | $4,000 (4%) | $10,000 (10%) trailing | 10% + 5% | $549 |
| FXIFY | Two Phase Pro (static) | $4,000 (4%) | $8,000 (8%) static | 4% + 8% | $599 |
| FXIFY | Three Phase | $5,000 (5%) | $5,000 (5%) static | 5% + 5% + 5% | $399 |
| FXIFY | Instant Funding | $8,000 (8%) | $8,000 (8%) trailing | None | $4,249 |
| FXIFY | Lightning Challenge | $3,000 (3%) | $4,000 (4%) trailing | 5% | $399 |
Amounts in each firm's first account currency. Daily limits based on the day's starting value move with your balance; the methodology explains each type.
Check a trade against either firm
The calculator applies each plan's exact daily loss and drawdown rules to your account: FundingPips in the calculator · FXIFY in the calculator.
FundingPips vs FXIFY: common questions
- What is the difference between FundingPips and FXIFY's daily loss limit?
- FundingPips: 2 Step Standard (5% daily) 5%; 2 Step Standard (3% daily) 3%; 2 Step Flex 4%; 1 Step Flex (3% daily) 3%; 1 Step Flex (2% daily) 2%; 2 Step Pro 3%; Zero (instant) 3%. FXIFY: One Phase 3%; Two Phase Classic (static) 4%; Two Phase Standard (trailing) 4%; Two Phase Pro (static) 4%; Three Phase 5%; Instant Funding 8%; Instant Funding Lite 3%; Lightning Challenge 3%. Rules checked 30 Oct 2026 (FundingPips) and 30 Oct 2026 (FXIFY) from each firm's own pages.
- Do FundingPips and FXIFY use a static or trailing drawdown?
- FundingPips: 2 Step Standard (5% daily) 10% static; 2 Step Standard (3% daily) 10% static; 2 Step Flex 12% static; 1 Step Flex (3% daily) 12% static; 1 Step Flex (2% daily) 12% static; 2 Step Pro 6% static; Zero (instant) 5% trailing. FXIFY: One Phase 6% trailing; Two Phase Classic (static) 10% static; Two Phase Standard (trailing) 10% trailing; Two Phase Pro (static) 8% static; Three Phase 5% static; Instant Funding 8% trailing; Instant Funding Lite 4% trailing; Lightning Challenge 4% trailing. Rules checked 30 Oct 2026 (FundingPips) and 30 Oct 2026 (FXIFY) from each firm's own pages.
- How do FundingPips and FXIFY's profit targets compare?
- FundingPips: 2-step: 8% + 5% or 10% + 8% or 6% + 6%; 1-step: 12%; Instant: none. FXIFY: 1-step: 10% or 5%; 2-step: 5% + 10% or 10% + 5% or 4% + 8%; 3-step: 5% + 5% + 5%; Instant: none. Rules checked 30 Oct 2026 (FundingPips) and 30 Oct 2026 (FXIFY) from each firm's own pages.
- Which platforms do FundingPips and FXIFY support?
- FundingPips: MT5, cTrader, Match-Trader. FXIFY: MT5, DXtrade, TradingView. Rules checked 30 Oct 2026 (FundingPips) and 30 Oct 2026 (FXIFY) from each firm's own pages.
- What account sizes and fees do FundingPips and FXIFY have?
- FundingPips: 5K–200K accounts, list fees $29–$919. FXIFY: 1K–400K accounts, list fees $19–$4,249. Promotions change fees. Rules checked 30 Oct 2026 (FundingPips) and 30 Oct 2026 (FXIFY) from each firm's own pages.
Other comparisons
FundingPips vs
Rules as of 30 Oct 2026. Firms change their rules; each firm page lists its sources and anything we couldn't verify. Check the firm's current rules before buying a challenge.